Futuro Financial Services :: Raffi Pailagian

Raffi began providing financial advice to clients in 1999, and since establishing his advisory firm in January of 2000, has evolved his life insurance and superannuation advisory business to a holistic financial advisory firm. Seeing a need for clients to attain holistic, or overall, financial advice the firm developed the required processes and tools to provide holistic goal-based advice based on meeting the financial and lifestyle goals of clients that fall into one of five client life stages. These are: • Youth Wealth – Clients aged 20 to 30 years and wishing to establish themselves; • Wealth Accumulators – Clients aged 30 to 45 years with growing commitments wishing to reduce mortgage debt and create wealth for their future; • Pre Retirees – Clients between 10 to 15 years from retirement wishing the bridge the gap between their current situation and their retirement lifestyle goals. • Retirees – Cleints who are retiring or retired seeking to better structure their finances to gain income, tax, and Centerlink benefits; &, • Businesses - Small to medium businesses that wish to reduce the administration burden of employer superannuation, provide employee benefits and become an employer of choice, and protect the business and its stakeholders against loss of key people, guarantors, or partners/directors. Raffi holds a Bachelor of Science, a Diploma of Financial Planning, and is currently studying a Masters of Business Administration (MBA).