Futuro Financial Services

Phil has over 30 years experience in the financial services industry and ha been providing financial advice to clients since 2003; his authorised representative number issued by the ASIC is 279321. Phil is a qualified Actuary and, in that capacity, has provided advice to Life Offices, Reinsurance Companies, Superannuation Trustees and Industrial Companies. Where requested to do so, offers specialist advice in the following disciplines: Life Insurance and Personal Risk Management, Wealth Creation, Financial Independence and Lifestyle planning, including Retirement Planning, Corporate and Personal Superannuation and Self Managed Super Funds. Phil is an authorised representative of Futuro Financial Services and is authorised to provide advice on the products listed below:

· Life Insurance and Risk Insurance Products;

· Financial Planning;

· Securities – Tier 1;

· Managed Investments;

· Superannuation and Retirement Savings Accounts – Tier 2

· Deposit and Non-Cash Payment Products and

· Tax Effective Investments